Marine Architect Liability Insurance

Civil liability insurance for naval architects protects you from risks related to the design of ships, in case of disputes or damages caused by technical defects.

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What facts of the architecture firm can trigger professional liability insurance?

Errors of fact or law, omissions, faults, and, in general, any harmful act, as well as total or partial non-performance due to a fault of the architectural firm or an accidental event, or delay in the execution of the contractual obligation.

The civil liability of operation Covers damages caused to clients and third parties as a result of the operation of the firm, resulting from activities, persons under responsibility, professional assets, as well as buildings used for the activity.

The RC exploitation includes:

Bodily, material, and immaterial damages (consequential and non-consequential)
The inexcusable fault
Accidental damage to the environment.
Damage to entrusted property.

The insurer intervenes when a claim is made following damage caused to others, engaging the professional or operational civil liability of the insured.

We cover :

The financial consequences of the damages that occurred as part of the insured's professional activities, in France or abroad (excluding the USA and Canada).

All fines, taxes, and penalties imposed by any legislation or regulation or resulting from a contractual stipulation.
Intentional or fraudulent fault.
Claims based on a contractual obligation by which you accept an obligation of result or no-fault liability on the part of your company.
The consequences of delays in the execution of the service not resulting from an accidental event or professional negligence.

Why choose Howden?

Our specialist maritime transport teams can help you analyse your contracts, place your risks and manage your claims.

We offer you a contract:

Subscribed with insurers specialized in maritime.
Subject to French law and managed in France
Who understands the Professional Liability and Business Liability guarantees of the company
Who extends to the employer's inexcusable fault
Who guarantees your liability for your subcontractors.
Defense costs are covered without deductible.