Liability Insurance for Engineering Consulting Firm

Civil liability for engineering firms protects you from bodily, material, immaterial damages caused to the clients of the engineering firm and third parties.

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What facts from the design office can trigger professional liability insurance?

Errors of fact or law, omissions, faults, and, in general, any harmful act as well as total or partial non-performance due to a fault of the study office or an accidental event, or delay in the execution of the contractual obligation.

This is the liability incurred for damages caused to clients and third parties as a result of the operation of the engineering office and resulting from its activities, the people for whom it is responsible, the movable property for professional use, and the buildings occupied by it for the exercise of its activity.

The RC exploitation includes:

Bodily, material, and immaterial damages (consequential and non-consequential)
The inexcusable fault
Accidental harm to the environment
Damage to entrusted property

The insurer intervenes when a claim is made following damage caused to others, involving the professional or operational civil liability of the insured.

Nous couvrons :

The financial consequences of the damages occurred As part of the insured's professional activities, in France or abroad (excluding the USA and Canada).

All fines, taxes, and penalties imposed by any legislation or regulation or resulting from a contractual stipulation.
Intentional or fraudulent fault.
Claims based on a contractual obligation by which you accept an obligation of result or no-fault liability on the part of your company.
The consequences of delay in the execution of the service not resulting from an accidental event or professional negligence.

Why choose Howden?

Our specialist maritime transport teams can help you analyse your contracts, place your risks and manage your claims. We offer you a contract:

Subscribed with insurers specialized in maritime.
Subject to French law and managed in France.
Who understands the Professional Liability and Business Liability insurance guarantees of the company
Who extends to the employer's inexcusable fault
Who guarantees your liability for your subcontractors.
Defense costs are covered without a deductible.